Debit/ATM Cards
VISA® Debit Cards
Do you get tired of writing checks everywhere you go or have you encountered a “No Checks Accepted Here” sign? First Pioneer National Bank has the solution, a VISA® Debit Card.
- Debit Cards are used like a credit card
- Funds are deducted from your primary checking account
- Accepted at ATM machines for cash, inquiries and transfers worldwide
- EMV (chip) technology keeps your card secure; to learn more about EMV chip cards click here.
- Daily limit of $1,500 on point of sale purchases
- Daily limit of $500 on cash withdrawals
You can prevent unauthorized purchases online from your debit card before they ever happen with VISA Checkout. VISA Checkout uses multiple layers of security, including fraud monitoring systems to help keep your payment information safe.
Go to VISA Checkout to learn more and enroll today!
ATM Cards
Get cash everywhere you go with a First Pioneer National Bank ATM Card.
- Accepted at ATM machines for cash, inquiries and transfers worldwide
- Funds are deducted from your primary checking account
- Daily limit of $500 on cash withdrawals
Pioneer NetTeller Card Management
- In Pioneer NetTeller simply go to the "Options - ATM/Debit Card" tab and select the box under the service you wish to complete.
- In Pioneer Mobile Banking simply go to "Preferences - Manage Cards", select the card you want to work with, then select the service you wish to complete.
ATM & Debit Card Safety Tips
- Protect Your Card and PIN. Protect your ATM and Debit Card as if it were cash. Report lost or stolen cards immediately. Don't write your PIN on your card or give the number out to anyone, including friends and family. Avoid using numbers that are easily identified (birth date, phone number, etc.) with your personal identity.
- Be Watchful for "Skimmers". Do not swipe your card in machines that claim to clean, re-magnetize or renew your card. If the machine looks like it has been tampered with, re-manufactured or has any loose parts don't use it. This machine could be a "skimmer" which is used to copy identifying information from the magnetic strip on your card.
- Take the Receipt With You. Never leave the receipt behind, even after an incomplete transaction. Discarded ATM receipts can lead to identity theft and account hijacking.
- Be aware of suspicious texts or email messages. The Bank usually will not contact you via text message or email about your ATM or Debit Card, unless you have previously agreed to this method of communication; if you receive a suspicious text or email message claiming to come from the Bank, contact us to check the legitimacy.
- Be aware of phone calls you receive. Phone calls you receive may not actually be from the Bank. You should not provide your full card number, PIN or CVV code over the phone. When in doubt, call the Bank to verify contact.
- Be on guard against phishing attacks. Do not open attachments or click links in emails you were not expecting.
- Check Your Debit Card Account Frequently. If you find any irregularities in your statement (e.g. charges made for items that you didn't order, cash withdrawals that you didn't make), then contact the Bank immediately to report the incident. A small transaction (e.g. $0.01 or other small amounts) may be indicative of a criminal "checking" the card information to see if it is legitimate. A larger fraudulent charge typically follows. Your liability under Federal law for unauthorized use of your ATM or Debit Card depends on how quickly you report the loss.
If your card is lost, stolen or you suspect fraudulent charges, it is important that you report the incident immediately to help ensure potential losses are kept to a minimum. Call the FPNB Help Desk during regular banking hours or you can call the following numbers, 24 hours a day, 7 days a week:
Lost/Stolen:
- 1-888-297-3416 (United States)
- 1-206-352-4990 (International)