Savings
Needing extra money for a big splurge or building up reserves for the unexpected? First Pioneer National Bank has just what you're looking for to help you reach your individual, family or business savings goals.
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- May be opened for either personal or non-personal purposes.
- Account is a variable interest rate account; therefore, the interest rate and annual percentage yield may change at our discretion.
- Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). If you close your account before interest is credited, you will receive the accrued interest.
- Interest compounded daily and credited to your account each quarterly statement cycle.
- The daily balance method is used to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
- Checks, drafts, debit card, internet purchase or similar order to third parties are not available for this account.
- We reserve the right at any time to require not less than 7 days notice in writing before any withdrawal from this interest bearing account.
- No non-personal accounts.
- There is no service charge imposed on this account until the primary owner reaches age 18. At that time, the account is converted to a Statement Savings Account and a service charge is applicable (see Statement Savings disclosure).
- Account is a variable interest rate account; therefore, the interest rate and annual percentage yield may change at our discretion.
- Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). If you close your account before interest is credited, you will receive the accrued interest.
- Interest compounded daily and credited to your account each quarterly statement cycle.
- The daily balance method is used to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
- Checks, drafts, debit card, internet purchase or similar order to third parties are not available for this account.
- We reserve the right at any time to require not less than 7 days notice in writing before any withdrawal from this interest bearing account.
- Account is a five tiered variable interest rate account; therefore, the interest rate and annual percentage yields may change at our discretion.
- Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). If you close your account before interest is credited, you will receive the accrued interest.
- Interest compounded monthly and credited to your account each monthly statement cycle.
- The daily balance method is used to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
- We reserve the right at any time to require not less than 7 days notice in writing before any withdrawal from this interest bearing account.
To open an account you may complete a deposit account application and bring it to one of our locations or just stop by and we will complete it for you. Check out the Application Center to learn more on account opening requirements.
*Contact a customer service representative at one of our locations for current annual percentage yields and interest rates.
FDIC Insurance
You may calculate the insurance coverage of your deposit accounts at First Pioneer National Bank using the FDIC Insurance Calculator or by contacting a customer service representative.
